Want to buy your first home but not sure if you can?
Answer a few questions and a licensed broker compares lenders for your situation.
Where are you in your journey?
We compare every major lender
Why first home buyers start with an adviser
Every lender sets its own deposit rules, income tests and low-deposit lending limits. An adviser can help identify which options may suit your situation.
KiwiSaver withdrawals, gifted deposits and guarantor support can all count. Some lenders will lend with as little as 5%.
An adviser can review your income, deposit and commitments before you decide what to pursue.
Lenders often contribute toward legal fees and moving costs to win your business. Your adviser compares those offers side by side.
A previous decline may not be the final answer. An adviser can check whether another lender may suit your situation.
One check, every major lender
Deposit rules and first home policies differ at every bank, and they change often. Your adviser compares them for your deposit and income.
Plus non-bank lenders. Comparisons are general information, not financial advice.
How it works
- 1Answer a few questions
About 60 seconds, no credit check, no documents needed.
- 2An adviser reviews your situation
A licensed NZ adviser looks at your deposit, income and suitable lender options.
- 3Understand your next step
If an option looks suitable, your adviser can help with pre-approval and the lender process.
Free, no obligation, no credit check.